With our Responsible Solutions Program^TM program we develop a plan designed to fit the clients’ individual goals and values. Our clients are our first and only priority so we focus on what’s best for the client instead of forcing them into programs they may not really need.  You can’t put a square peg into a round hole and this applies when you are choosing the right debt reduction plan for you as well.  The Responsible Solutions Program^TM lets us blend programs to meet your specific situations and allows us to create comprehensive programs to eliminate ALL of our clients’ debts, not just unsecured debts.

Debt to Prosperity Power Plan^TM (D2P Plan)

Unlike many debt relief companies, RAM Financial Services knows that enrolling in a debt reduction program is only the first step to becoming and staying debt free.  We understand the first step is important because no one ever completed a program they never started.  We also realize that simply enrolling in a program by itself may not get the client to their destination.  There are many people who enroll in debt settlement or credit counseling programs but never completed them, and the few who do can often find themselves back in the same situation within a few years.

We understand that the age old saying is true:

“Give a man a fish and you have fed him for a day, Teach a man to fish and you have fed him for a lifetime.”

Our D2P Empowerment Plan™ is designed to do more than just solve your current debt problems.  It’s designed to empower our clients on ways to solve and avoid financial problems for a lifetime.

Through the D2P Empowerment Plan™ we provide ongoing education to support our clients goal of becoming debt free.  The D2P Plan goes on to help clients learn how to avoid future problems, so they stay debt free and are able to build true financial security. 

Debt Resolution Specialists

Our Debt Resolution Specialists are typically able to reduce the amount of monthly payments by 90% or more.  To put that in perspective, an account with a $20,000 balance receiving minimum monthly payments would take 122 YEARS to pay off!  Using our Responsible Solutions Program^TM that same $20,000 account can be paid off in about 3 years!  Give one of our Debt Resolution Specialists a call at 1(866)726-2122 to see what RAM Financial Services can do for you.